:root{--color-navy:#0b1d3d;--color-navy-soft:#142b52;--color-navy-light:#1f3a63;--color-sage:#a9b7a5;--color-sage-light:#dce3d8;--color-sage-dark:#7f917b;--color-warm-white:#f8f7f4;--color-ivory:#fffefa;--color-sand:#e9e3d6;--color-charcoal:#3a3a3a;--color-muted:#6f7480;--color-border:#d9dee5;--font-heading:"Playfair Display", Georgia, serif;--font-body:"Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-ui:"Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--container-width:1180px;--section-padding:clamp(4rem, 8vw, 7rem);--radius-sm:.5rem;--radius-md:1rem;--radius-lg:1.5rem;--radius-xl:2rem;--radius-pill:999px;--shadow-sm:0 4px 16px #0b1d3d0f;--shadow-md:0 12px 32px #0b1d3d1a;--shadow-lg:0 20px 60px #0b1d3d24;--shadow-hover:0 18px 42px #0b1d3d29;--transition-fast:.16s ease;--transition-base:.24s ease}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;text-rendering:optimizelegibility}body{min-width:320px;min-height:100vh;font-family:var(--font-body);color:var(--color-charcoal);background:var(--color-warm-white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin:0;font-size:16px;line-height:1.6;animation:.36s both pageFadeIn}img,picture,svg,video{max-width:100%;display:block}button,input,textarea,select{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}::selection{background:var(--color-sage);color:var(--color-navy)}h1,h2,h3,h4,h5,h6{color:var(--color-navy);letter-spacing:-.035em;margin:0;line-height:1.08}h1,.heading-display{font-family:var(--font-heading);font-size:clamp(3rem,7vw,5.8rem);font-weight:600}h2,.heading-section{font-family:var(--font-heading);font-size:clamp(2.3rem,5vw,4.2rem);font-weight:600}h3,.heading-card{font-family:var(--font-body);letter-spacing:-.025em;font-size:clamp(1.4rem,2vw,2rem);font-weight:700}p{margin:0}.lead{color:var(--color-charcoal);font-size:clamp(1.1rem,2vw,1.35rem);line-height:1.65}.eyebrow{font-family:var(--font-ui);letter-spacing:.18em;text-transform:uppercase;color:var(--color-sage-dark);align-items:center;gap:.5rem;font-size:.75rem;font-weight:800;display:inline-flex}.text-muted{color:var(--color-muted)}.text-navy{color:var(--color-navy)}.text-sage{color:var(--color-sage-dark)}.container{width:min(100% - 2rem, var(--container-width));margin-inline:auto}.section{padding-block:var(--section-padding)}.section-sm{padding-block:clamp(3rem,6vw,5rem)}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(2rem,5vw,4rem);display:grid}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.5rem;display:grid}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem;display:grid}.stack{flex-direction:column;gap:1rem;display:flex}.stack-lg{flex-direction:column;gap:2rem;display:flex}.divider{background:#0b1d3d1f;width:100%;height:1px}.accent-line{border-radius:var(--radius-pill);background:var(--color-sage);width:72px;height:3px}.btn{border-radius:var(--radius-pill);min-height:46px;font-family:var(--font-ui);will-change:transform, box-shadow;transition:transform var(--transition-fast), background-color var(--transition-fast), color var(--transition-fast), border-color var(--transition-fast), box-shadow var(--transition-fast);border:1px solid #0000;justify-content:center;align-items:center;gap:.5rem;padding:.85rem 1.35rem;font-size:.9rem;font-weight:750;line-height:1;display:inline-flex}.btn:hover{box-shadow:var(--shadow-hover);transform:translateY(-1px)scale(1.02)}.btn:active{box-shadow:var(--shadow-sm);transform:translateY(0)scale(.98)}.btn-primary{color:var(--color-ivory);background:var(--color-navy);border-color:var(--color-navy);box-shadow:var(--shadow-sm)}.btn-primary:hover{background:var(--color-navy-soft);box-shadow:var(--shadow-hover)}.btn-secondary:hover{border-color:var(--color-navy);background:#0b1d3d0a;box-shadow:0 12px 28px #0b1d3d1a}.btn-accent{color:var(--color-navy);background:var(--color-sage);border-color:var(--color-sage);box-shadow:var(--shadow-sm)}.btn-accent:hover{background:var(--color-sage-light);border-color:var(--color-sage-light);box-shadow:0 14px 32px #a9b7a557}.btn-open-account{color:var(--color-navy);background:linear-gradient(135deg, var(--color-sage), var(--color-sage-light));border:1px solid #0b1d3d14;box-shadow:0 10px 28px #a9b7a559}.btn-open-account:hover{box-shadow:0 16px 38px #a9b7a580}.btn-light:hover{box-shadow:0 14px 32px #fffefa38}.btn-light{color:var(--color-navy);background:var(--color-ivory);border-color:var(--color-ivory)}.btn-link{min-height:auto;color:var(--color-navy);background:0 0;border:none;border-radius:0;padding:0;font-weight:800}.btn-link:hover{color:var(--color-sage-dark);box-shadow:none;transform:none}.card{border-radius:var(--radius-xl);box-shadow:var(--shadow-sm);transition:transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base), background-color var(--transition-base);background:#fffefad1;border:1px solid #0b1d3d14;padding:2rem;position:relative;overflow:hidden}.card:hover{box-shadow:var(--shadow-hover);border-color:#0b1d3d29;transform:translateY(-5px)scale(1.005)}.card-label,.site-logo img,.site-footer-logo img{transition:transform var(--transition-base), opacity var(--transition-base)}.card:hover .card-label{transform:translate(2px)}.site-logo:hover img,.site-footer-logo:hover img{transform:scale(1.02)}.card-dark{color:var(--color-ivory);background:var(--color-navy);border-color:#ffffff14}.card-dark h3,.card-dark h4,.card-dark p{color:var(--color-ivory)}.card-soft{background:var(--color-sage-light)}.card-label{letter-spacing:.16em;text-transform:uppercase;color:var(--color-sage-dark);font-size:.75rem;font-weight:800}.card-title{color:var(--color-navy);margin-top:.5rem;margin-bottom:.75rem}.card-description{color:var(--color-muted)}.site-header{z-index:50;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#f8f7f4db;border-bottom:1px solid #0b1d3d14;position:sticky;top:0}.site-header-inner{width:min(100% - 2rem, var(--container-width));justify-content:space-between;align-items:center;gap:1.5rem;min-height:78px;margin-inline:auto;display:flex}.site-logo{align-items:center;display:inline-flex}.site-logo img{width:auto;height:44px}.site-nav{align-items:center;gap:1.5rem;display:flex}.site-nav a{color:var(--color-navy);transition:color var(--transition-fast), opacity var(--transition-fast);font-size:.9rem;font-weight:700}.site-nav a:hover{color:var(--color-sage-dark)}.site-header-actions{align-items:center;gap:.75rem;display:flex}.site-footer{color:var(--color-ivory);background:var(--color-navy);padding-block:4rem}.site-footer a{color:#fffc;transition:color var(--transition-fast), transform var(--transition-fast)}.site-footer a:hover{color:var(--color-sage);transform:translate(2px)}.site-footer-logo img{width:auto;height:58px}.footer-disclaimer{color:#ffffff94;max-width:880px;font-size:.75rem;line-height:1.7}.form-group{flex-direction:column;gap:.5rem;display:flex}label{color:var(--color-navy);font-size:.9rem;font-weight:700}.input,input,textarea,select{border-radius:var(--radius-md);width:100%;color:var(--color-navy);background:var(--color-ivory);transition:border-color var(--transition-fast), box-shadow var(--transition-fast), background-color var(--transition-fast);border:1px solid #0b1d3d24;outline:none;padding:.95rem 1rem}.input:focus,input:focus,textarea:focus,select:focus{border-color:var(--color-sage-dark);box-shadow:0 0 0 4px #a9b7a547}textarea{resize:vertical;min-height:140px}.input::placeholder,textarea::placeholder{color:#3a3a3a6b}.bg-warm{background:var(--color-warm-white)}.bg-ivory{background:var(--color-ivory)}.bg-navy{background:var(--color-navy)}.bg-sage-soft{background:var(--color-sage-light)}.brand-surface{background:var(--color-warm-white);position:relative;overflow:hidden}.brand-surface:after{content:"";aspect-ratio:1;background:var(--color-sage-light);z-index:0;border-radius:50%;width:42%;position:absolute;bottom:-30%;right:-12%}.brand-surface>*{z-index:1;position:relative}@keyframes pageFadeIn{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:1ms!important;animation-duration:1ms!important;animation-iteration-count:1!important}}@media (width<=980px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.site-nav,.site-header-actions .btn-secondary{display:none}.site-logo img{height:38px}}@media (width<=640px){:root{--section-padding:4rem}.container,.site-header-inner{width:min(100% - 1.25rem, var(--container-width))}.btn{width:100%}.site-header-inner{min-height:68px}.site-header-actions{display:none}.card{padding:1.5rem}}@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-border-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial;--tw-backdrop-blur:initial;--tw-backdrop-brightness:initial;--tw-backdrop-contrast:initial;--tw-backdrop-grayscale:initial;--tw-backdrop-hue-rotate:initial;--tw-backdrop-invert:initial;--tw-backdrop-opacity:initial;--tw-backdrop-saturate:initial;--tw-backdrop-sepia:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--radius-sm:.25rem;--radius-md:.375rem;--radius-lg:.5rem;--radius-xl:.75rem;--shadow-sm:0 1px 3px 0 #0000001a, 0 1px 2px -1px #0000001a;--shadow-md:0 4px 6px -1px #0000001a, 0 2px 4px -2px #0000001a;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.container{width:100%}@media (width>=40rem){.container{max-width:40rem}}@media (width>=48rem){.container{max-width:48rem}}@media (width>=64rem){.container{max-width:64rem}}@media (width>=80rem){.container{max-width:80rem}}@media (width>=96rem){.container{max-width:96rem}}.flex{display:flex}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.flex-wrap{flex-wrap:wrap}.border{border-style:var(--tw-border-style);border-width:1px}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.backdrop-filter{-webkit-backdrop-filter:var(--tw-backdrop-blur,) var(--tw-backdrop-brightness,) var(--tw-backdrop-contrast,) var(--tw-backdrop-grayscale,) var(--tw-backdrop-hue-rotate,) var(--tw-backdrop-invert,) var(--tw-backdrop-opacity,) var(--tw-backdrop-saturate,) var(--tw-backdrop-sepia,);backdrop-filter:var(--tw-backdrop-blur,) var(--tw-backdrop-brightness,) var(--tw-backdrop-contrast,) var(--tw-backdrop-grayscale,) var(--tw-backdrop-hue-rotate,) var(--tw-backdrop-invert,) var(--tw-backdrop-opacity,) var(--tw-backdrop-saturate,) var(--tw-backdrop-sepia,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--navy:#0b1d3d;--sage:#a9b7a5;--sage-deep:#6f806d;--soft-sage:#dce3d8;--warm-white:#f8f7f4;--charcoal:#3a3a3a;--muted:#626766;--line:#0b1d3d1f;color:var(--charcoal);background:var(--warm-white);font-synthesis:none;text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}html{scroll-behavior:smooth}body{background:linear-gradient(180deg, #dce3d86b, #f8f7f400 420px), var(--warm-white);background-repeat:no-repeat,no-repeat;background-size:auto,auto;background-attachment:scroll,scroll;margin:0}body,button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}img{max-width:100%}::selection{color:#fff;background:var(--navy)}#root{isolation:isolate;min-height:100vh;position:relative}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-backdrop-blur{syntax:"*";inherits:false}@property --tw-backdrop-brightness{syntax:"*";inherits:false}@property --tw-backdrop-contrast{syntax:"*";inherits:false}@property --tw-backdrop-grayscale{syntax:"*";inherits:false}@property --tw-backdrop-hue-rotate{syntax:"*";inherits:false}@property --tw-backdrop-invert{syntax:"*";inherits:false}@property --tw-backdrop-opacity{syntax:"*";inherits:false}@property --tw-backdrop-saturate{syntax:"*";inherits:false}@property --tw-backdrop-sepia{syntax:"*";inherits:false}.site-shell{min-height:100vh;animation:.36s both pageFadeIn;overflow:hidden}.site-header{z-index:20;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#f8f7f4e6;border:1px solid #0b1d3d1f;border-radius:999px;grid-template-columns:auto minmax(230px,.85fr) minmax(520px,1.45fr) auto auto;align-items:center;gap:18px;width:min(1320px,100% - 32px);margin:18px auto 0;padding:12px 14px 12px 18px;display:grid;position:sticky;top:0;box-shadow:0 18px 50px #0b1d3d14}.brand-link{align-items:center;display:inline-flex}.brand-link img{width:168px;height:auto;transition:transform .22s,opacity .22s}.brand-link:hover img{transform:scale(1.02)}.desktop-nav{align-items:center;gap:12px;min-width:0;display:flex}.nav-left{justify-content:flex-start}.nav-right{justify-content:flex-end}.menu-toggle,.mobile-nav{display:none}.menu-toggle{background:#ffffffb8;border:1px solid #0b1d3d24;border-radius:8px;width:42px;height:42px;padding:0;transition:transform .16s,box-shadow .16s,border-color .16s}.menu-toggle:hover{border-color:#0b1d3d3d;transform:scale(1.02);box-shadow:0 10px 24px #0b1d3d1a}.menu-toggle:active{transform:scale(.98)}.menu-toggle span{background:var(--navy);border-radius:999px;width:18px;height:2px;margin:4px auto;display:block}.desktop-nav a,.site-footer a,.feature-card a{color:var(--muted);text-decoration:none}.desktop-nav a{white-space:nowrap;font-size:.84rem;transition:color .2s}.desktop-nav a:hover,.desktop-nav a.active,.site-footer a:hover,.feature-card a:hover{color:var(--navy)}.btn{will-change:transform, box-shadow;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;min-height:46px;padding:0 20px;font-weight:700;line-height:1;text-decoration:none;transition:transform .18s,border-color .18s,background .18s,color .18s,box-shadow .18s;display:inline-flex}.btn:hover{transform:translateY(-1px)scale(1.02);box-shadow:0 18px 42px #0b1d3d2e}.btn:active{transform:translateY(0)scale(.98);box-shadow:0 8px 18px #0b1d3d1f}.btn:focus-visible{outline-offset:3px;outline:3px solid #a9b7a580}.btn-primary,.btn-header{color:#fff;background:var(--navy);box-shadow:0 14px 30px #0b1d3d33}.btn-primary:hover,.btn-header:hover{background:#142b56;box-shadow:0 18px 42px #0b1d3d33}.btn-secondary{color:var(--navy);background:#ffffffad;border-color:#0b1d3d2e}.btn-secondary:hover{background:#ffffffe6;border-color:#0b1d3d52}.hero-section,.page-hero,.problem-section,.help-section,.included-section,.process-section,.alternatives-section,.company-services-section,.about-section,.community-section,.contact-section{width:min(1180px,100% - 40px);margin:0 auto}.hero-section{padding:72px 0 58px}.page-hero{padding:82px 0 22px}.page-hero h1{max-width:820px;color:var(--navy);margin:0;font-size:clamp(2.35rem,5vw,4.8rem);line-height:1.02}.page-hero p:not(.eyebrow){max-width:720px;color:var(--muted);margin:22px 0 0;font-size:clamp(1.04rem,1.5vw,1.22rem);line-height:1.68}.hero-content{z-index:3;flex-direction:column;justify-content:center;min-height:620px;padding:clamp(32px,5vw,62px);display:flex;position:relative}.eyebrow{color:var(--sage-deep);letter-spacing:.08em;text-transform:uppercase;margin:0 0 18px;font-size:.78rem;font-weight:800}.hero-section h1{max-width:640px;color:var(--navy);margin:0;font-size:clamp(2.55rem,5vw,4.7rem);line-height:1.02}.hero-lead{max-width:580px;color:var(--charcoal);margin:22px 0 0;font-size:clamp(1.05rem,1.6vw,1.24rem);line-height:1.62}.hero-context{max-width:660px;color:var(--muted);margin:18px 0 0;line-height:1.7}.cta-note{max-width:520px;color:var(--sage-deep);margin:14px 0 0;font-size:.94rem;font-weight:700;line-height:1.5}.hero-actions,.final-actions,.form-actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.hero-panel{isolation:isolate;background:var(--warm-white);border:1px solid #0b1d3d1c;border-radius:18px;min-height:620px;padding:0;display:block;position:relative;overflow:hidden;box-shadow:0 30px 80px #0b1d3d24}.hero-panel:before{content:"";border-radius:inherit;pointer-events:none;z-index:4;position:absolute;inset:0;box-shadow:inset 0 1px #ffffffd1}.hero-panel:after{content:"";z-index:0;pointer-events:none;background:linear-gradient(90deg,#f8f7f4d1 0%,#f8f7f48a 42%,#f8f7f40f 100%),radial-gradient(circle at 86% 16%,#dce3d829,#0000 34%),radial-gradient(circle at 12% 88%,#0b1d3d0a,#0000 32%);position:absolute;inset:0}.hero-image{z-index:1;opacity:.84;background:url(/images/Fondo%20Hero.png) 50%/cover no-repeat;min-height:0;position:absolute;inset:0}.hero-image:before,.hero-image:after{content:"";pointer-events:none;position:absolute;inset:0}.hero-image:before{background:radial-gradient(circle at 100% 0,#f8f7f414,#0000 34%),radial-gradient(circle at 0 100%,#0b1d3d14,#0000 36%)}.hero-image:after{background:linear-gradient(135deg,#f8f7f408,#0b1d3d0a)}.regulators-section{z-index:3;margin-top:auto;padding-top:34px;position:relative}.regulators-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;max-width:560px;display:grid}.regulator-logo{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#f8f7f4a3;border:1px solid #0b1d3d1a;border-radius:8px;place-items:center;min-height:66px;padding:12px;transition:transform .18s,box-shadow .18s,border-color .18s,background-color .18s;display:grid}.regulator-logo:hover{background:#ffffffeb;border-color:#0b1d3d2e;transform:translateY(-2px)scale(1.01);box-shadow:0 12px 28px #0b1d3d14}.regulator-logo img{object-fit:contain;max-width:100%;max-height:34px}.hero-mark{z-index:1;width:min(360px,100%);margin:12px auto 18px;transition:transform .24s,opacity .24s;position:relative}.hero-panel:hover .hero-mark{transform:scale(1.015)}.direction-card,.hero-metrics,.hero-proof{z-index:1;position:relative}.hero-proof{background:#ffffffb3;border:1px solid #0b1d3d1a;border-radius:8px;padding:18px 20px}.hero-proof span{color:var(--sage-deep);text-transform:uppercase;margin-bottom:6px;font-size:.75rem;font-weight:900;display:block}.hero-proof strong{color:var(--navy);font-size:1.35rem;display:block}.hero-proof p{color:var(--muted);margin:6px 0 0;line-height:1.5}.direction-card{background:var(--navy);color:#fff;border-radius:8px;padding:22px}.direction-card span{color:var(--sage);text-transform:uppercase;margin-bottom:8px;font-size:.78rem;font-weight:800;display:block}.direction-card strong{font-size:1.32rem;line-height:1.28;display:block}.hero-metrics{grid-template-columns:1fr 1fr;gap:12px;display:grid}.hero-metrics div{background:#ffffffa6;border:1px solid #0b1d3d1a;border-radius:8px;padding:18px}.hero-metrics strong{color:var(--navy);font-size:1.34rem;display:block}.hero-metrics span{color:var(--muted);font-size:.9rem}.trust-strip{background:#0b1d3d1a;border:1px solid #0b1d3d1a;border-radius:8px;grid-template-columns:repeat(4,1fr);gap:1px;width:min(1180px,100% - 40px);margin:0 auto;display:grid;overflow:hidden;box-shadow:0 18px 46px #0b1d3d0f}.trust-strip div{background:#ffffffad;padding:20px}.trust-strip strong{color:var(--navy);font-size:1.06rem;display:block}.trust-strip span{color:var(--muted);margin-top:8px;font-size:.92rem;line-height:1.52;display:block}.section-header{max-width:760px;margin-bottom:34px}.section-header h2,.final-cta h2{color:var(--navy);margin:0;font-size:clamp(2rem,4vw,3.7rem);line-height:1.04}.section-header p:not(.eyebrow),.final-cta p{color:var(--muted);margin:18px 0 0;font-size:1.04rem;line-height:1.72}.problem-section,.help-section,.included-section,.process-section,.alternatives-section,.company-services-section,.about-section,.community-section,.contact-section{padding:74px 0}.about-section:first-child{padding-top:92px}.problem-grid,.card-grid,.alternative-grid,.credential-grid{gap:16px;display:grid}.problem-grid{grid-template-columns:repeat(3,1fr)}.problem-cta{color:#fff;background:linear-gradient(135deg, var(--navy), #163764);text-align:center;border:1px solid #ffffff24;border-radius:8px;justify-content:center;align-items:center;min-height:86px;margin-top:18px;padding:22px 32px;font-size:clamp(1.02rem,1.7vw,1.28rem);font-weight:800;line-height:1.35;text-decoration:none;transition:transform .18s,box-shadow .18s,background .18s;display:flex;box-shadow:0 20px 48px #0b1d3d29}.problem-cta:hover{background:linear-gradient(135deg,#112a52,#1d4578);transform:translateY(-2px)scale(1.01);box-shadow:0 26px 62px #0b1d3d38}.problem-cta:active{transform:translateY(0)scale(.98)}.problem-cta:focus-visible{outline-offset:3px;outline:3px solid #a9b7a580}.problem-card,.feature-card,.alternative-card,.contact-form,.portrait-card{background:#ffffff9e;border:1px solid #0b1d3d1a;border-radius:8px;transition:transform .22s,box-shadow .22s,border-color .22s,background-color .22s;box-shadow:0 18px 46px #0b1d3d0f}.problem-card:hover,.feature-card:hover,.alternative-card:hover,.portrait-card:hover{border-color:#0b1d3d2e;transform:translateY(-4px)scale(1.004);box-shadow:0 24px 58px #0b1d3d1a}.problem-card{align-items:flex-start;gap:14px;padding:22px;display:flex}.problem-card span{width:28px;height:28px;color:var(--navy);background:var(--soft-sage);border-radius:50%;flex:0 0 28px;place-items:center;font-weight:900;display:inline-grid}.problem-card p,.feature-card p,.alternative-card p,.about-copy p,.community-list p,.included-list p,.process-item p,.site-footer p,.legal{color:var(--muted);margin:0;line-height:1.68}.three{grid-template-columns:repeat(3,1fr)}.two{grid-template-columns:repeat(2,minmax(0,1fr))}.feature-card,.alternative-card{padding:28px}.card-icon{width:46px;height:46px;color:var(--navy);background:var(--soft-sage);border-radius:50%;place-items:center;margin-bottom:26px;font-weight:900;transition:transform .22s,background-color .22s;display:grid}.feature-card:hover .card-icon{background:#cfd9c9;transform:rotate(-2deg)scale(1.04)}.feature-card h3,.alternative-card h3,.process-item h3{color:var(--navy);margin:0 0 12px;font-size:1.28rem}.feature-card a{color:var(--navy);margin-top:22px;font-weight:800;display:inline-flex}.company-services-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;width:min(100%,980px);margin:0 auto;display:grid}.company-services-section .section-header{text-align:left;margin-left:0;margin-right:0}.company-service-card{background:#ffffffa8;border:1px solid #0b1d3d1a;border-radius:8px;align-content:start;min-height:270px;padding:28px;transition:transform .22s,box-shadow .22s,border-color .22s,background-color .22s;display:grid;box-shadow:0 18px 46px #0b1d3d0f}.company-service-card:hover{background:#ffffffd1;border-color:#0b1d3d2e;transform:translateY(-4px)scale(1.004);box-shadow:0 24px 58px #0b1d3d1a}.company-service-icon{width:44px;height:44px;color:var(--navy);background:var(--soft-sage);border-radius:50%;place-items:center;margin-bottom:24px;font-weight:900;transition:transform .22s,background-color .22s;display:grid}.company-service-card:hover .company-service-icon{background:#cfd9c9;transform:rotate(-2deg)scale(1.04)}.company-service-card h3{color:var(--navy);margin:0 0 12px;font-size:1.28rem}.company-service-card p{color:var(--muted);margin:0;line-height:1.68}.company-service-card strong{color:var(--navy);margin-top:22px;font-size:.98rem;line-height:1.5;display:block}.company-cta-panel{color:#fff;background:linear-gradient(135deg, #0b1d3dfa, #163764f5), var(--navy);border-radius:8px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;width:min(100%,980px);margin-top:18px;margin-left:auto;margin-right:auto;padding:30px;display:grid;box-shadow:0 24px 62px #0b1d3d29}.company-cta-panel h3{color:#fff;max-width:760px;margin:0;font-size:clamp(1.3rem,2.5vw,2.1rem);line-height:1.14}.company-cta-panel p{color:#ffffffc7;max-width:680px;margin:12px 0 0;line-height:1.62}.company-cta-panel .btn-primary{color:var(--navy);background:#fff}.company-cta-panel .btn-primary:hover{background:#ffffffeb}.included-section,.about-section,.community-section{grid-template-columns:.86fr 1.14fr;align-items:start;gap:44px;display:grid}.included-copy{position:sticky;top:120px}.included-list{grid-template-columns:1fr 1fr;gap:14px;display:grid}.included-list div{border-bottom:1px solid #0b1d3d1f;gap:12px;padding:18px;display:flex}.included-list span{color:var(--sage-deep);font-weight:900}.included-icon{background:#dce3d8b3;border-radius:999px;flex:0 0 34px;place-items:center;width:34px;height:34px;font-size:1.05rem;line-height:1;display:inline-grid}.process-list{gap:12px;display:grid}.process-item{border-top:1px solid #0b1d3d1f;grid-template-columns:82px 1fr;gap:22px;padding:24px 0;display:grid}.process-item>span{color:var(--sage-deep);font-size:1.42rem;font-weight:900}.alternative-grid{grid-template-columns:repeat(5,1fr)}.disclaimer-line{color:var(--muted);margin:22px 0 0;font-size:.95rem}.portrait-card{text-align:center;background:linear-gradient(#0b1d3d0a,#a9b7a533),#ffffff9e;align-content:center;justify-items:center;gap:24px;min-height:520px;padding:36px;display:grid}.portrait-card img{width:min(210px,70%);height:auto;transition:transform .24s}.portrait-card:hover img{transform:scale(1.025)}.portrait-card span{color:var(--navy);font-weight:900}.about-copy>p+p{margin-top:18px}.credential-grid{grid-template-columns:repeat(2,1fr);margin:28px 0}.credential-grid span{color:var(--navy);text-align:center;background:#dce3d86b;border:1px solid #0b1d3d1f;border-radius:999px;padding:12px 14px;font-size:.92rem;font-weight:800}.community-section{border-block:1px solid #0b1d3d1a;align-items:center}.community-list{gap:14px;display:grid}.community-list p{border-bottom:1px solid #0b1d3d1a;padding:16px 0}.final-cta{color:#fff;background:var(--navy);border-radius:8px;grid-template-columns:86px 1fr auto;align-items:center;gap:28px;width:min(1180px,100% - 40px);margin:42px auto;padding:38px;display:grid;box-shadow:0 26px 70px #0b1d3d2e}.final-cta img{filter:brightness(0)invert();width:86px;transition:transform .24s}.final-cta:hover img{transform:scale(1.025)rotate(-1deg)}.final-cta h2,.final-cta p{color:#fff}.final-cta p{color:#ffffffc7}.final-cta .btn-primary{color:var(--navy);background:#fff}.final-cta .btn-secondary{color:#fff;background:#ffffff14;border-color:#ffffff42}.contact-form{grid-template-columns:repeat(2,1fr);gap:18px;padding:26px;display:grid}.contact-direct{flex-wrap:wrap;gap:10px;margin:-12px 0 22px;display:flex}.contact-direct a{min-height:42px;color:var(--navy);background:#ffffff9e;border:1px solid #0b1d3d1f;border-radius:999px;align-items:center;padding:0 16px;font-weight:800;text-decoration:none;transition:transform .18s,border-color .18s,box-shadow .18s,background-color .18s;display:inline-flex}.contact-direct a:hover{background:#ffffffdb;border-color:#0b1d3d3d;transform:translateY(-1px)scale(1.01);box-shadow:0 12px 28px #0b1d3d14}.contact-direct a:active{transform:scale(.98)}.contact-form label{color:var(--navy);gap:8px;font-size:.92rem;font-weight:800;display:grid}.contact-form input,.contact-form select,.contact-form textarea{box-sizing:border-box;width:100%;color:var(--charcoal);font:inherit;background:#ffffffc7;border:1px solid #0b1d3d24;border-radius:8px;padding:14px}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--sage-deep);outline:3px solid #a9b7a573}.full,.form-actions{grid-column:1/-1}.site-footer{color:#fff;background:var(--navy);border-top:1px solid #0b1d3d1f;border-radius:10px 10px 0 0;grid-template-columns:minmax(220px,.9fr) minmax(420px,1.4fr) minmax(160px,.55fr);align-items:center;gap:20px;width:min(1180px,100% - 40px);margin:0 auto;padding:24px 28px 18px;display:grid}.site-footer img{width:132px;margin-bottom:8px}.site-footer p{font-size:.9rem;line-height:1.45}.site-footer nav,.footer-contact{flex-wrap:wrap;align-content:start;gap:8px 14px;display:flex}.site-footer a{color:#ffffffc7;white-space:nowrap;font-size:.86rem;line-height:1.2}.site-footer a:hover{color:#fff}.footer-link{color:#ffffffc7;min-height:0;box-shadow:none;background:0 0;border:0;border-radius:0;padding:0;font-weight:400;display:inline}.legal{color:#ffffffa8;border-top:1px solid #ffffff24;grid-column:1/-1;padding-top:14px;font-size:.74rem;line-height:1.55}@media (prefers-reduced-motion:reduce){.site-shell{animation:none}.btn,.brand-link img,.menu-toggle,.problem-card,.feature-card,.alternative-card,.company-service-card,.portrait-card,.card-icon,.company-service-icon,.hero-mark,.final-cta img,.contact-direct a{transition-duration:1ms}}@media (width<=1040px){.site-header{border-radius:8px;grid-template-columns:1fr auto auto}.desktop-nav{display:none}.menu-toggle{display:inline-block}.mobile-nav{grid-column:1/-1;grid-template-columns:1fr 1fr;gap:10px;padding-top:8px;display:none}.mobile-nav.is-open{display:grid}.mobile-nav a{color:var(--navy);background:#ffffff9e;border:1px solid #0b1d3d1a;border-radius:8px;padding:12px;font-weight:700;text-decoration:none}.hero-section,.included-section,.company-cta-panel,.about-section,.community-section,.final-cta,.site-footer{grid-template-columns:1fr}.site-footer{align-items:start;padding:24px 22px 18px}.site-footer nav,.footer-contact{max-width:720px}.hero-section{min-height:0;padding-top:56px}.hero-panel{min-height:0}.hero-image{background-position:50%}.hero-content{min-height:0}.problem-grid,.three,.two,.alternative-grid,.company-services-grid,.trust-strip{grid-template-columns:repeat(2,1fr)}.included-copy{position:static}.final-actions{margin-top:0}}@media (width<=700px){.site-header,.hero-section,.page-hero,.trust-strip,.problem-section,.help-section,.included-section,.process-section,.alternatives-section,.company-services-section,.about-section,.community-section,.contact-section,.final-cta,.site-footer{width:min(100% - 28px,1180px)}.site-header{margin-top:10px;padding:12px}.brand-link img{width:138px}.btn-header{min-height:40px;padding-inline:14px;font-size:.82rem;display:none}.site-header{grid-template-columns:1fr auto}.mobile-nav{grid-template-columns:1fr}.hero-section h1{font-size:clamp(2.35rem,15vw,4rem)}.final-cta,.contact-form{padding:22px}.hero-panel{border-radius:12px;padding:0}.hero-panel:after{background:linear-gradient(#f8f7f4ad 0%,#f8f7f4c7 48%,#f8f7f49e 100%),radial-gradient(circle at 82% 12%,#dce3d829,#0000 34%)}.hero-content{padding:26px 20px 22px}.hero-image{opacity:.68;background-position:top;background-size:cover}.regulators-section{padding-top:30px}.regulators-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-actions,.final-actions,.form-actions{display:grid}.site-footer{gap:18px;padding:22px 18px 16px}.site-footer img{width:124px}.site-footer nav,.footer-contact{gap:8px 12px}.btn{box-sizing:border-box;width:100%;min-height:50px}.problem-grid,.three,.two,.alternative-grid,.company-services-grid,.trust-strip,.included-list,.credential-grid,.contact-form{grid-template-columns:1fr}.company-service-card{min-height:0;padding:22px}.company-cta-panel{padding:22px}.contact-direct{display:grid}.contact-direct a{border-radius:8px;justify-content:center}.process-item{grid-template-columns:1fr;gap:10px}.portrait-card{min-height:380px}.legal,.full,.form-actions{grid-column:auto}}